Co-Founder & CEO, Lifeprint Labs
99% of fintechs try to build financial identity at adulthood, when the data is already gone. The secret is that the signals banks actually need - consistency, conscientiousness, cognitive trajectory and reliability - are generated between ages 4 and 14, not 18 and 25. These live in attendance patterns, teacher feedback, and exam trajectories that evaporate into paper files. We realized schools aren't slow, low-budget customers; they are the highest-leverage data acquisition channel on the continent.
Building Lifeprint: The Credit Bureau for Human Potential. I'm building human-capital AI infrastructure from longitudinal, consented academic, psychomotor and behavioral data collected through schools in Africa to unlock opportunities and access to credit, insurance, ID and embassy verification, scholarship matching, and talent matching for the next 1 Billion Young Africans (1.3 B Africans under 30 by 2050).
Long-form essays and short-form observations on technology, economics, and human potential.
How I developed a cognitive framework for dissecting complex problems into their constituent variables - inspired by pattern recognition, the Pareto principle, and startup MVP thinking. From pricing strategies to trust mechanics, variables thinking is the lens I use to unravel almost everything.
An exploration of African communalism (Ubuntu) as a potential limiting factor in building global enterprises. Why the "necessary evil" of concentrated economic power - and the willingness to make tough, individualistic decisions - may be what Africa needs to produce economic supergiants. Co-authored with Amanda Filtane (South Africa).